Debt payoff in Pladay
A clear plan to be debt-free — and the date it happens.
Turn on Debt payoffOpens in your browser — no install or sign-up needed.
What Debt payoff does
- List each loan or card with balance, rate and minimum
- Compare snowball and avalanche: months and interest side by side
- Record payments (also in the money book) and get a monthly due-day to-do
Ways to use Debt payoff
- Even a small extra amount moves the debt-free date — try it
- Avalanche saves the most; snowball keeps motivation high
- Set the due day so a monthly to-do reminds you
Debt payoff on your Today screen
How much is left to repay.
Your Debt payoff data
Debt payoff saves on your device first and, after sign-in, syncs to your other devices encrypted in transit. You can keep Debt payoff on this device only at any time.
Turn on Debt payoff in three steps
- Open Pladay in your browser or the app — no sign-up needed.
- Go to Modules (top of the sidebar) and search for Debt payoff.
- Switch Debt payoff on and make your first entry with one tap.
Debt payoff is part of these starter packs: 💻 Freelancer.
Works well with Debt payoff
FAQ
Is Debt payoff free?
Yes. Debt payoff is free to turn on and use, and you can export everything you record. Pladay Pro only adds a bigger AI quota, cloud backup and more custom trackers.
Where is my Debt payoff data stored?
Debt payoff saves on your device first and, after sign-in, syncs to your other devices encrypted in transit. You can keep Debt payoff on this device only at any time.
Does Debt payoff show up on the Today screen?
Yes: How much is left to repay. You can reorder or hide it in Modules → Today screen.